웰컴디지털뱅크(웰컴저축은행)

Welcome to the NO.1 digital banking savings bank! We're proud to lead the industry with the highest cumulative app downloads and users in the savings bank sector, as reported by App Annie as of December 31, 2023.

Innovative Savings with 'Well Bang Walking Savings'

Discover our unique 'Well Bang Walking Savings' where you can earn interest rates of up to 10% per annum simply by walking! The more steps you take, the higher the preferential interest rate you can achieve within the subscription period.

Exclusive Welcome Offer

New to our bank? Enjoy a special welcome offer with a preferential interest rate of up to 7% per year on your first transaction. This special rate is available for 30 days to customers who open an account for the first time.

Comprehensive Asset and Liability Management

Worried about managing your finances? Our 'Welcome My Data' service helps you manage your assets and liabilities effectively. We've already helped customers save an estimated KRW 8,334.98 million through our nationwide interest reduction project as of March 14, 2024. We'll collect and manage all your debts and inform you about potential transfer loan opportunities.

Effortless Account Opening

Opening an account with us is easy and convenient. You can open a non-face-to-face account 24/7, even in the early morning hours, without needing a public certificate. Just use pattern or fingerprint authentication along with a 6-digit authentication number. We also offer dedicated accounts tailored for Payers, office workers, and bosses, each with special benefits.

Exclusive 'Wellbang Lounge' Benefits

Don't miss out on the exclusive 'Wellbang Lounge' where you can enjoy unique prize benefits. Loan customers can earn up to 100 won per day and up to 3,000 won per month by walking, while receiving customers can earn up to 40 won per day and up to 1,240 won per month. Try your luck with 'Well Bang Lotto' by guessing 6 numbers from 0 to 9, or participate in 'Well Bang Odd or Even' for weekly prize money.

Convenient Financial Services

Our app offers seamless financial services to enhance your daily life. Easily transfer funds by pressing and holding the account card you wish to withdraw from and dragging it to the account card you wish to deposit into. Monitor your total assets, detailed status, and savings goals on one page. Check your car's value with just its license plate number, and use our 'Automatic Payment' service for hassle-free utility bill payments. Curious about your credit score? Our 'free credit management' service provides insights without affecting your credit score.

Enhanced Security Measures

We prioritize your security with our electronic financial fraud prevention services, including "PC designation service," "2-channel authentication service," and "one-time authentication number" service, in line with the Financial Supervisory Service’s guidelines.

Product Information

Well-Bang Working Savings

• Subscription target: Individual customers
• Contract period: 12 months
• Payment amount: Between 10,000 won and 200,000 won per month
• Interest payment: Lump sum at maturity
• Basic interest rate: 1.0% per year + preferential interest rate up to 9.0% per year
• Preferential interest rate conditions:
  • Differential payment based on annual steps achieved (up to 8.0%)
    • More than 1 million steps: 1.0%p per year
    • More than 2 million steps: 2.0%p per year
    • More than 3 million steps: 3.0%p per year
    • More than 4 million steps: 8.0%p per year
  • Automatic transfer through our bank account at least 6 times (1.0%p)

WELCOME First Transaction Preferential M Term Savings

• Subscription target: Individual customers
• Contract period: 12 months
• Payment amount: Between 10,000 won and 200,000 won per month
• Subscription conditions: Within 30 days from the date of first opening deposit subscription
• Interest payment: Lump sum at maturity
• Basic interest rate: 3.7% per year + preferential interest rate up to 3.3% per year
• Preferential interest rate conditions:
  • Automatic transfer through our bank account at least 8 times (1.8%p per year)
  • Average deposit/withdrawal account balance from the new date of this deposit to the day before the contractual maturity date is 500,000 won or more (1.5%p per year)

Common Precautions: In accordance with the Depositor Protection Act, this deposit is protected up to "50 million won" per person, including the principal and a certain amount of interest. Please review the product description and terms and conditions before signing the contract. You have the right to receive a sufficient prior explanation of the product, so ensure you understand the explanation before transacting. Note that interest rates may change, so please refer to our website or app for the latest information.

Customer Center Operating Hours

• Loan: 1661-0001 (Weekdays 08:30 ~ 18:00)
• Deposit/Withdrawal: 1661-9400 (Weekdays 09:00 ~ 18:00)
• Business operator: 1661-9300 (Weekdays 09:00 ~ 18:00)
• Financial fraud reporting night call center: 02-397-8600/8800

App Permissions and Usage

Required Access Rights

• Storage space: For storing joint certificates, checking for OS tampering, submitting documents, storing photos, and submitting supporting documents.
• Phone: For identity verification, device verification, and consultation calls.
• App activity: To collect app information and detect malicious apps by obtaining broad package visibility rights to prevent electronic financial transaction incidents.

Optional Access Rights

• Contacts/Address Book: To use functions such as contact transfer, sending SMS, purchasing coupons, and selecting recipients when recommending a friend. Functionality may be limited if you do not consent.
• Camera: For photo identification, face authentication, document submission, etc. Functionality may be limited if you do not agree.
• Photos and videos: To save photos and collect photos submitted as supporting documents. Functionality may be restricted if you do not consent.
• Notification: To receive notifications of important notices, events, and promotions. You may be restricted from receiving notifications if you do not consent.

Items for Investigation of Credit Disorderly Conduct

• Malicious app detection information, diagnostic information on detected malicious apps

Welcome Savings Bank Co., Ltd.
CEO: Daewoong Kim
Business registration number: 120-87-93876
Welcome Savings Bank Compliance Officer Deliberation No. 3765 (2024.08.08~2025.08.07)
Reviewed by the Korea Federation of Savings Banks 2023-00710 (2023.06.22~2024.06.21)

What's New in the Latest Version 3.4.9

Last updated on Oct 22, 2024

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